CMHC Energy & GHG Compliance
for Multi-Family & Affordable Housing

We help Canadian builders and developers qualify for CMHC’s best mortgage insurance rates by delivering compliant, submission-ready energy modeling packages â on time, every time.

Talk to an Energy Advisor â

Who This Is For

This service is built for developers and teams who are already in the CMHC process â or about to be â and need a qualified energy consultant to get their compliance documentation right the first time.

Multi-family developers (10+ units) applying for MLI Select mortgage insurance
Builders pursuing CMHC Affordable Housing or CGAH funding with energy requirements
Non-profit housing organizations that need compliance-ready energy packages for grant applications
Development teams whose lender or CMHC advisor has flagged energy modeling as a requirement

Which CMHC Program Are You In?

AJEC works across all three major CMHC energy programs. Here’s how they differ:

Most Common

MLI Select

For multi-family rental and condo developers. Qualifies for preferred mortgage insurance rates based on energy performance tiers.

Minimum threshold: 25% better than OBC reference
Premium tier: 40% better than reference

Affordable Housing

For developers building homes at or below 80% of median market rent. Requires demonstrated energy performance improvement.

Minimum threshold: 15% better than OBC reference

Canada Greener Affordable Homes (CGAH)

For non-profits and housing providers undertaking deep energy retrofits of existing affordable housing stock.

Targets: 70% energy reduction / 80% GHG reduction vs. pre-retrofit

Our 4-Step Process

From your first call to submission-ready package, here’s how we work:

Benchmark Energy Modeling

We model your building using the OBC reference building as the baseline. This sets the benchmark your design needs to beat to qualify â and tells us what tier you can realistically achieve before spending money on design changes.

Energy Modeling & Optimization

We model your actual proposed design and compare it to the benchmark. If you’re close to a higher tier, we identify which upgrades (envelope, HVAC, lighting) will get you there most cost-effectively. You decide â we just give you the numbers.

Consultation & Package Finalization

We review the modeling results with you and your design team. Any questions about assumptions, upgrades, or tradeoffs get answered here. Once you’ve signed off, we finalize the compliance package.

Submission-Ready Package

You receive a complete, CMHC-formatted energy compliance package â signed and sealed by a registered energy advisor â ready to submit to your lender or CMHC directly. No revisions, no chasing signatures at the last minute.

Post-Construction

Post-Construction Verification

Most CMHC programs require a post-construction verification to confirm the as-built building matches the modeled design. This step is often overlooked until it becomes a funding condition.

AJEC handles post-construction verification as a follow-on service â site inspection, as-built modeling update, and a final compliance letter confirming your building met its energy targets. Pricing: $150/unit, included automatically for returning clients at a $1,000 discount on the pre-construction modeling fee.

This Service Is NOT For You Ifâ¦

We’d rather be upfront than waste your time. We’re not the right fit if:

Your drawings are incomplete or still in early schematic phase â we need construction-ready drawings to model accurately
You’re looking for someone to rubber-stamp numbers without actually modeling your building â we don’t do that
You need a completed package in under two weeks â CMHC-quality energy modeling takes time to do right
Your project is a single-family home or small duplex â this service is designed for 10+ unit multi-family projects

Pricing

Fees are based on project size. All fees are fixed-price â no surprises mid-project.

Per-unit fee (10â19 units)
$450 / unit

Per-unit fee (1â9 units)
$500 / unit

Per-unit fee (20+ units)
$400 / unit

Base project fee

$1,500

Ontario EEDS surcharge

$200

Post-construction verification

$150 / unit

Repeat clients receive a $1,000 discount on pre-construction modeling when they proceed with post-construction verification.

Use our pricing calculator to get an instant fee estimate for your project size.

Frequently Asked Questions

How early in the design process should I engage AJEC?

As early as possible â ideally when your building design is in design development (DD) stage, not just before permit. Earlier engagement means we can flag energy issues before they become expensive change orders. That said, we can work with permit-ready drawings too.

What information do you need to start?

Architectural drawings (floor plans, elevations, sections), mechanical and electrical specs, and a completed project information form. We’ll send you the form when you contact us. If you don’t have all the specs yet, we can still start a preliminary discussion.

How long does the modeling take?

Typically 3â5 weeks from receipt of complete drawings, depending on project complexity and our current queue. We’ll confirm a timeline when you engage us. Rush projects (2 weeks or less) are not a service we offer â rushing energy modeling produces unreliable results.

What software do you use?

We use HOT2000, the NRCan-approved simulation tool required for CMHC programs. Our energy advisors are registered with Natural Resources Canada and hold all required certifications to produce CMHC-acceptable reports.

Can you tell me which tier my building will qualify for before we start?

Not with certainty â that depends on modeling. But we can give you a strong directional read based on your building type, envelope specs, and HVAC system. Most experienced developers with a code-compliant design are within reach of the 25% threshold. We’ll tell you quickly if something looks like a red flag.